Course Details


Financial Analysis for Banks

  • Title : Financial Analysis for Banks
  • Course TYPE : Training Course
  • Course No : TC20/2023
  • Duration : 05 Working Days
  • Frequency : 02
  • Time : Sunday 9th of April 2023 - Thursday 13th of April 2023
  • Nature: On-campus (Residential)
  • Target Group : Senior Officer or Equivalent Officer and above having Basic Knowledge of Accounting.
  • Methods : Lecture, Group Discussion and Case Study
  • Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
  • Coordination Team :
    1 . Dr. Md. Mosharref Hossain
    2 . Tahmina Rahman
  • Objectives:

    a.   To Develop Skilled Financial Analyst Needed for Sound Credit and Investment Decisions.

    b.   To Acquaint the Participants with the Techniques Commonly used for Assessing the Financial Health of Different Types of Customers and Projects.

    c.   To Acquaint Participants with financial data analysis for preparing dynamic Financial Statements.

    d.   To Familiarize the Participants with the Techniques used for Assessing Financial Performance and Risks of Banks and Financial Institutions.

  • Contents:

    a.   Introduction to Financial Statements- Techniques of Financial Analysis, Comparative and Common-Size Analysis under FSS, Ratio Analysis, and Cash Flow Analysis.

    b.   Financial Projection- Methods of Projection, Master Budget, Sales Budget, Purchase Budget, Cash Budget, Projected Financial Statements.

    c.   Financial Viability of Projects- Time Value of Money, Cost of Capital and Determination of Capital Structure, Estimation of Relevant Cash flow, Capital Budgeting Techniques: Pay Back Period (PBP), Discounted Pay Back Period (DPBP), Net Present Value (NPV), Benefit Cost Ratio (BCR), Internal Rate of Return (IRR), Modified Internal Rate of Return (MIRR), Risk and Sensitivity Analysis.

    d.   Valuation of Financial Assets-Techniques of Stock and Bond Valuation, Yield Curve Determination.

    e.   Investment Decisions Focusing on Risk and Return including Portfolio Management.

    f.    Asset Liability Management (ALM).

    g.    Analysis and Interpretation of Financial Statements of Banks and Financial Institutions.

    h.    Pricing Techniques of Banking Products.

    i.     CAMELS Rating.

    j.     Data Analysis for Financial Statement

Criteria for Nomination for BIBM Training

a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.

b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1700 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax. 

c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Workshop.

d. The Training for each day will be as follows:

Time

Session

0945-1045

1st Session

1045-1100

Break

1100-1200

2nd Session

1200-1215

Break

1215-1315

3rd Session

1315-1345

Prayer Break

1345-1445

4th Session