Course Details


Credit Risk Management in Banks

  • Title : Credit Risk Management in Banks
  • Course TYPE : Training Course
  • Course No : TC17/2023
  • Duration : 04 Working Days
  • Frequency : 01
  • Time : Monday 27th of March 2023 - Thursday 30th of March 2023
  • Nature: On-campus (Residential)
  • Target Group : Senior Officer or Equivalent Officer and Above Working/ Likely to Work in the Credit Department.
  • Methods : Lecture, Group Discussion, Case Study and Project Preparation.
  • Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
  • Coordination Team :
    1 . Dr. Md. Shahid Ullah
    2 . Md. Asaduzzaman Arif
  • Objectives:

    a.   To Acquaint the Participants with the Different Dimensions of Credit Risk Faced by Banks.

    b.   To Enhance the Knowledge and Skills of the Participants for Managing Credit Risk in Banks.

  • Contents:

    a. Credit Risk-Concept and Types.

    b. Regulatory Framework of Credit Risk Management.

    c. Principles and Processes of CRM, Pre-sanction Credit Analysis, Borrower Selection, and Post Sanction Activities.

    d. Estimating Expected Loan Loss, Loan Provisioning, Credit Scoring, Risk-Based Pricing, Ensuring Effective Diversification, and Credit Portfolio Risk Management.

    e. Assessment of Capital Requirement for Credit Risk under Basel Framework.

    f. Credit Risk Management Practices of Banks in Bangladesh and their Effectiveness.

Criteria for Nomination for BIBM Training

a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.

b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1700 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax. 

c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Workshop.

d. The Training for each day will be as follows:

Time

Session

0945-1045

1st Session

1045-1100

Break

1100-1200

2nd Session

1200-1215

Break

1215-1315

3rd Session

1315-1345

Prayer Break

1345-1445

4th Session