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Internal Credit Risk Rating System in Banks
a. To Know the Definition, Function, Trigger, and Exception of ICRR.
b. To Learn how to Generate Quantitative and Qualitative Scores.
c. To Understand Generated Scores and take Credit Decision
a. Credit Risk – Concept, Categories, Dimensions, and Management Process.
b. Data Collection – Sources and Screening Data.
c. Financial Statements – Preparation, Understanding, Analysis, and Interpretation.
d. Guidelines on Internal Credit Risk Rating (ICRR) –Definition and Use of ICRR.
e. ICRR – Functions, Process, and Frequency.
f. Components of ICRR – Analysis, and Input of Quantitative and Qualitative Indicators.
g. ICRR Score –Implication, Management Action Triggers, and Exceptions.
h. ICRR Score – Analysis and Understanding Score and Decision for Lending.
Criteria for Nomination for BIBM Training
a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.
b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1700 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax.
c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Workshop.
d. The Training for each day will be as follows:
|
Time |
Session |
|
1005-1105 |
1st Session |
|
1105-1125 |
Refreshment |
|
1125-1225 |
2nd Session |
|
1225-1230 |
Break |
|
1230-1330 |
3rd Session |
|
1330-1430 |
Lunch & Prayer Break |
|
1430-1530 |
4th Session |
|
1530-1535 |
Break |
|
1535-1635 |
5th Session |
|
1635 |
Tea & Snacks |