Banking for IT Officials

• Title : Banking for IT Officials
• Course TYPE : Training Course
• Course No : TC03/2023
• Duration : 05 Working Days
• Frequency : 02
• Time : Sunday 22nd of January 2023 - Thursday 26th of January 2023
• Nature: On campus (Residential)
• Target Group : Senior Officer or Equivalent Officer above Working in IT Department.
• Methods : Lecture, Group Discussion and Case Study
• Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
• Coordination Team :
  1 . Mahmudul Ameen Masud
  2 . Benazir Ishaque
  
• Objectives:

  a. To Develop an In-Depth Understanding of the Nature and Operations of Banks for the Targeted Participants,

  b. To Enable the Participants to Become Well-Conversant with the Major Functions of a Bank and also the Rights and Obligations of the Bankers in Safe Guarding the Banks Interest,

  c. To Acquaint the Participants with the Laws, Regulations Related to Banking

• Contents:

  a. Financial System and Financial Development of Bangladesh, Constituents of Financial System of Bangladesh

  b. Concept of Unit Banking, Branch Banking, and other Outlets of Banking services 

  c. Banking Laws: Law of Contract and Law of Succession; - Company Act and Bank Company Act-1991; - Negotiable Instrument Act-1881; - Money Laundering Prevention Act-2012; - Anti-Terrorism Act-2009 (with Amendments); - Artha Rin Adalat Ain, 2003 (with Amendments); - Bankruptcy Act, 1997.

  d. Cash Management and Its Various Aspects, Notes Refund Regulation 2012; - Ancillary Functions of Banks; - Bank Locker Facilities;

  e. Functions of Bangladesh Bank; Understanding Banker-Customer Relationship; General Rights and Obligations of the Bankers.

  f. Different Forms of Bank Deposits; - Opening and Operational Procedures of Different Types of Customers’ Accounts; - Clearing and Collection of Instruments; - Inward and Outward Bills for Collection; - Modes of Remittance, Issuance, and Cancellation of Payment Order and Demand Draft;

  g. Different Forms of Credit and Loan Portfolio Management- Principles of Sound Lending; - Credit Investigation; - Credit Report and Selection of Borrower; - Project Appraisal (PA) Techniques; - Assessment of Working Capital; - Credit Risk Management in Banks; - Valuation and Control of Security, Creation of Charges; - Security Compliance Checklist; - Sanctioning, Documentation, and Disbursement of Credit; - Monitoring and Supervision, Loan classification and recovery of the loan; - Retail Banking, Small Enterprise Finance, Agro-based Finance, and Sustainable Banking; Financial Inclusion and Corporate Social Responsibility in Banks;

  h. Preparation of Income Statement and Balance Sheet - Analysis and Interpretation of Financial Statements;

  i. International Trade Payment & Finance – - Letter of Credit – Concepts and Types; - Documents in Trade Payment and Finance; - Domestic and International Regulations used in Trade services; - Financing Export and Import;

  j. Introduction to the Risk Management in Financial Institutions: Asset-Liability Management; Credit Risk; Foreign Exchange Risk; Internal Control and Compliance; Money Laundering and Terrorist Financing; ICT Risk and ICT Security Risk; Market and Operational Risk; Capital Adequacy Requirement under Basel-II;

  k. Ethics in Banking and Corporate Governance;

  l. Changes Invited in Bank Management to Adhere to BCP and to Address COVID-19 and Pandemics.