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Project Appraisal and Credit Management in Finance Companies
a. To Develop Basic Knowledge of Project Concepts, Formulation, Identification and Selection, Techniques of Project Appraisal, Costs & Financing Modes and, Feasibility Study.
b. To Familiarize the Participants with Different Forms of Credit, Regulations, Policy Guidelines Including Financial Institution Act 1993, Process of Credit Investigation and Selection of Borrower.
c. To Understand Various Techniques of Credit Documentation, Risk Management, Loan Pricing.
d. To Equip the Participants with the Tools and Techniques for Credit Monitoring, Supervision and Recovery of Non-Performing Loans.
a. Source of Funds and Types of Assets of NBFIs
b. Concept of Project, Identification, Formulation and selection of Project, Different Techniques of Project Appraisal, Cost and means of Project Financing and, Project Feasibility Study.
c. Different Forms of Credit, Importance of Credit, Macro and Micro Aspects of Lending and Credit Policy Guidelines.
d. Credit Investigation-Credit Information Bureau, Credit Report and Selection of Borrowers.
e. Appraisal and Processing of Term Loan Proposals-Marketing Aspect, Technical Aspect, Financial Aspect, Management and Organizational Aspect, Environmental Aspect, Socio Economic Aspect.
f. Analysis of Financial Statements- Common Size Financial Statements, Ratio Analysis, Cash Flow Statement Analysis and Data Analysis.
g. Credit Risk Management (CRM)-Credit Risk Assessment, Internal and External Assessment of Risks, Internal Credit Risk Rating System (ICRRS)/Credit Risk Grading (CRG) for Corporate Sector, Procedural Guidelines and Approval Process.
h. Credit Administration-Loan Rescheduling, Structuring and Pricing, Sanctioning, Documentation and Repayment Schedule, Disbursement Procedures, Selection, Valuation and Control of Security, Creation of Charges, Insurance of Goods, Security Compliance Checklist, Credit Collection Procedures.
i. Loan Portfolio Risk Management- Portfolio Management of Loan, Strategies and Performance Evaluation.
j. Credit Monitoring and Recovery-Early Alert Process, Regulation, Loan Classification and Provisioning, Strategies for Managing Non-performing Loans, Legal and other Measures like negotiation, securitization, Asset Management Company for Loan Recovery.
a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a TrainingCourse/Training Workshop. The maximum number of participants in each TrainingCourse/Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any TrainingCourse/Training Workshop.
b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1800 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses.
For Non-member Banks and Non-Bank Financial Institute (NBFIs) are required to pay BDT 7,000/- for one week program (up to 5 woking days), BDT 10,000 for two weeks program (up to 10 working days) and BDT 15,000 for Three weeks program (up to 15 working days) per participant. Besides, all non-members banks and non-bank financial institutions (NBFIs) have to pay BDT. 960 (800+20%) per day (including holidays) per participant as food and hostel charges.
For Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax.
c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the TrainingCourse/Training Workshop.
d. The Training for each day will be as follows:
|
Time |
Session |
|
1005-1105 |
1st Session |
|
1105-1125 |
Refreshment |
|
1125-1225 |
2nd Session |
|
1225-1230 |
Break |
|
1230-1330 |
3rd Session |
|
1330-1430 |
Lunch & Prayer Break |
|
1430-1530 |
4th Session |
|
1530-1535 |
Break |
|
1535-1635 |
5th Session |
|
1635 |
Tea & Snacks |