[email protected] 48032091-4
[email protected] 48032091-4

Course Details

Project Appraisal and Industrial Credit Management for RMG and Textile

  • Title : Project Appraisal and Industrial Credit Management for RMG and Textile
  • Course TYPE : Training Workshop
  • Course No : TW24/2025
  • Duration : 03 Working Days
  • Frequency : 01
  • Time : Tuesday 13th of May 2025 - Thursday 15th of May 2025
  • Nature: Residential
  • Target Group : Senior Principal Officer or Equivalent Officer and above
  • Methods : Lecture, Group Discussion, Case Study, Panel Discussion and Formulation of Recommendation.
  • Resource Person: BIBM Faculty and Professionals from Financial and other Institutions.
  • Coordination Team :
    1 . Tanweer Mehdee
    2 . Prodip Ranjan Debnath
  • Objectives:
    • To Understand the concept, Production Process, Raw Materials and Technology Usage, Environmental Issues of RMG and Textile Sector Including their Contribution to the Economy.
    • To Develop Basic Knowledge of RMG and Textile Project, Techniques of Project Appraisal, Costs & Financing Modes and, Feasibility Study.
    • To Understand Various Techniques of Credit Assessment, Borrower Selection, Documentation, Risk Management, Credit Monitoring, Supervision and Recovery of Non-Performing Loans.
    • To Familiarize the Participants with Regulatory Requirement of Import and Export for RMG and Textile Industries and Relevant Policies and Circulars
  • Contents:
    • Concept of Project with Reference to RMG and Textile Industry in Bangladesh, Different Techniques of Project Appraisal, Cost and means of Project Financing and, Project Feasibility Study.
    • Different Technology and Machinery, Industry Set up and Layout, Power supply and Utility Requirement, Environmental Related Issues, etc.
    • Types of Fabrics & Yarn with measurements, Fabric Consumption Level, The Price Range of Different Fabrics and Sources of Fabrics
    • Different Types of Accessories, Prices and Sources of Accessories, Logistic Related Issues.
    • Identification of Eligible RMG and Textile Clients- its Credit Investigations, Selection of Borrowers, and Processing of Credit Proposals.
    • Supply Chain Finance: Concepts, Procedures, and Products with Relevance to RMG and Textile, Trade and Global Trade Facilitations.
    • Different Types of Financial Products in the RMG and Textile Industry, Working Capital Requirements and Assessment, Pre-Shipment & Post Shipment Financing.
    • Import Procedure for Procuring Capital Machineries & Raw Materials for the RMG and Textile Industry, Post Carrier, Customs Procedure, Clearing & Forwarding.
    • Regulatory Requirement of Import and Export for RMG and Textile Industries, FERA, Export Import Policy, Export Related Issues as per Forex GL 2018, HS code, UCPDC, INCOTERM, ISBP, and Relevant Policies and Circulars.
    • Identification and Analysis of Risks Relevant to RMG and Textile Industry Financing with Case Study Considering Export Facilities, Internal and External Assessment of Risks, Application of Internal Credit Risk Rating System (ICRRS).
    • Consideration of Acceptable Securities in RMG and Textile Sector, Documentation, Approval Process and Disbursement of Credit Facilities.
    • Credit Monitoring and Recovery-Early Alert Process, Regulation, Loan Classification and Provisioning, Strategies for Managing Non-performing Loans, Legal and other Measures like negotiation, securitization, Asset Management Company for Loan Recovery.

Terms

a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Course/Training Workshop. The maximum number of participants in each Training Course/Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Course/Training Workshop.

b.  As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1800 per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. 

For Non-member Banks  and Non-Bank Financial Institute (NBFIs) are required to pay BDT 7,000/- for one week program (up to 5 woking days), BDT 10,000 for two weeks program (up to 10 working days) and BDT 15,000 for Three weeks program (up to 15 working days) per participant. Besides, all non-members banks and non-bank financial institutions (NBFIs) have to pay BDT. 960 (800+20%) per day (including holidays) per participant as food and hostel charges. 

For Bangladesh Bank, the fee is BDT 500 per day per participant. All Fees are excluding VAT and Tax. 

c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Course/Training Workshop.