Course Details


Outreach (Khulna) Training Course on "Financing Agro Based and CMSME Business"

  • Title : Outreach (Khulna) Training Course on "Financing Agro Based and CMSME Business"
  • Course TYPE : Outreach Training Course
  • Course No : OTC05/2024
  • Duration : 05 Working Days
  • Frequency : 01
  • Time : Sunday 26th of May 2024 - Thursday 30th of May 2024
  • Nature: On-campus (Bangladesh Bank, Khulna Office)
  • Target Group : Senior Officer or Equivalent Officer and above having basic knowledge of accounting.
  • Methods : Lecture, Group Discussion and Case Study
  • Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
  • Coordination Team :
    1 . Dr. Ashraf Al Mamun
    2 . Dr. Md. Mosharref Hossain
  • Objectives:

    a. To Develop Skills of Participants Needed for Effective Dealing with Customers Involved in Agro-Based CMSME Business.

    b. To Enable the Participants to Understand the Overall Economic and Agrarian Environment and the Role of Credit to Promote Agro-Based CMSME in Bangladesh.

    c. To Promote the Skills of the Participants for Appraising Agro-Based CMSME Business Proposals for Financing, Understanding Operational Procedures and Managing them Effectively.

  • Contents:

    a. Agro-based CMSME Business- Concept, Types, and Role in Economic Development of Bangladesh and Policy Environment for Financing.

    b. Identification and Formulation of Agro-based CMSME Business Proposals-Selection of bankable Borrowers and Development of Entrepreneurs.

    c. Appraisal of Agro-based CMSME Projects- Managerial Aspect, Organizational Aspects, Marketing Aspect, Technical Aspect, Financial Aspects (Cash Flow Forecast, Discounted Cash Flow Techniques, Risk and Sensitivity Analysis) and Economic Aspect.

    d. Approaches and Initiatives of Banks and Other Financial Institutions for Financing Agro-based CMSME Business.

    e. Credit Sanctioning Process of Agro-based CMSME- Repayment Schedule, Different Methods of Charge Creation, Documentation and Disbursement Procedures, Monitoring and Follow-up.

    f. Identification of Non-performing Loans and Recovery of Agro-based CMSME Loan including Non-legal and Legal Measures.

    g. Financing Farm and Off-farm Related Agro-based CMSME business.

    h. Innovative Financing and Value Chain Financing in Agro-based CMSME Business in Bangladesh.

Criteria for Nomination for BIBM Training

a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.

b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1700* per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 700 per day per participant. All Fees are excluding VAT and Tax. 

c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ has to be sent at least seven (07) days prior to the commencement of the Training Course/Workshop.

d. The Training for each day will be as follows:

Time

Session

1005-1105

1st Session

1105-1125

Refreshment

1125-1225

2nd Session

1225-1230

Break

1230-1330

3rd Session

1330-1430

Lunch & Prayer Break

1430-1530

4th Session

1530-1535

Break

1535-1635

5th Session

1635

Tea & Snacks

*Subject to change as per the decision of BIBM Governing Board.