[email protected] 48032091-4
Project Appraisal and Industrial Credit Management for RMG and Textile
a. To Understand the concept, Production Process, Raw Materials and Technology Usage, and Environmental Issues of RMG and the Textile Sector Including their Contribution to the Economy.
b. To Develop Basic Knowledge of RMG and Textile Projects, Techniques of Project Appraisal, Costs & Financing Modes, and, Feasibility Study.
c. To Understand Various Techniques of Credit Assessment, Borrower Selection, Documentation, Risk Management, Credit Monitoring, Supervision and Recovery of Non-Performing Loans.
d. To Familiarize the Participants with Regulatory Requirements of Import and Export for RMG and Textile Industries and Relevant Policies and Circulars
a. Concept of Project concerning RMG and Textile Industry in Bangladesh, Different Techniques of Project Appraisal, Cost and means of Project Financing and, Project Feasibility Study.
b. Different Technology and Machinery, Industry Setup and Layout, Power supply and Utility Requirements, Environmental Related Issues, etc.
c. Types of Fabrics & Yarn with measurements, Fabric Consumption Level, The Price Range of Different Fabrics and Sources of Fabrics
d. Different Types of Accessories, Prices and Sources of Accessories, Logistic Related Issues.
e. Identification of Eligible RMG and Textile Clients- its Credit Investigations, Selection of Borrowers, and Processing of Credit Proposals.
f. Supply Chain Finance: Concepts, Procedures, and Products with Relevance to RMG and Textile, Trade and Global Trade Facilitations.
g. Different Types of Financial Products in the RMG and Textile Industry, Working Capital Requirements and Assessment, Pre-Shipment & Post-Shipment Financing.
h. Import Procedure for Procuring Capital Machinery & Raw Materials for the RMG and Textile Industry, Post Carrier, Customs Procedure, Clearing & Forwarding.
i. Regulatory Requirement of Import and Export for RMG and Textile Industries, FERA, Export Import Policy, Export Related Issues as per Forex GL 2018, HS code, UCPDC, INCOTERM, ISBP, and Relevant Policies and Circulars.
j. Identification and Analysis of Risks Relevant to RMG and Textile Industry Financing with Case Study Considering Export Facilities, Internal and External Assessment of Risks, Application of Internal Credit Risk Rating System (ICRRS).
k. Consideration of Acceptable Securities in RMG and Textile Sector, Documentation, Approval Process, and Disbursement of Credit Facilities.
l. Credit Monitoring and Recovery-Early Alert Process, Regulation, Loan Classification, and Provisioning, Strategies for Managing Non-performing Loans, Legal and other Measures like negotiation, securitization, Asset Management Company for Loan Recovery
Criteria for Nomination for BIBM Training
a. BIBM member banks can access the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum of three (03) participants for a Training Workshop. The maximum number of participants in each Training Workshop is 40. However, suppose the number of total nominees exceeds the maximum number. In that case, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days before the commencement of the Training Workshop. Information regarding the rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of the Training Workshop. No participant under the target group/level is allowed to participate in any Training Workshop.
b. As per the decision of the BIBM Governing Board, BIBM Member Banks (except Bangladesh Bank) are required to pay BDT 1700* per day per participant including holidays (if any) as training fees which also include Accommodation, Food, and other miscellaneous expenses. However, for Bangladesh Bank, the fee is BDT 700 per day per participant. All Fees are excluding VAT and Tax.
c. The pay order/bank draft drawn in favor of ‘Bangladesh Institute of Bank Management’ must be sent at least seven (07) days before the Training Course/Workshop commences.
d. The Training for each day will be as follows:
|
Time |
Session |
|
0945-1045 |
1st Session |
|
1045-1100 |
Break |
|
1100-1200 |
2nd Session |
|
1200-1215 |
Break |
|
1215-1315 |
3rd Session |
|
1315-1345 |
Prayer Break |
|
1345-1445 |
4th Session |