Legal Aspects of General Banking

• Title : Legal Aspects of General Banking
• Course TYPE : Training Course
• Course No : TC34/2023
• Duration : 05
• Frequency : 02
• Time : Sunday 27th of August 2023 - Thursday 31st of August 2023
• Nature: On-campus (Residential)
• Target Group : Senior Officer or Equivalent Officer and above
• Methods : Lecture, Group Discussion and Case Study
• Resource Person: BIBM Faculty and Professionals from Financial and Other Institutions
• Coordination Team :
  1 . Mahmudul Ameen Masud
  2 . Benazir Ishaque
  
• Objectives:

  a. To Acquaint the Participants with the Laws, Rules, and Regulations Related to Banking.

  b. To Improve Operational Skills in Handling Different Legal & Regulatory Matters of Banks.

  c. To Familiarize the Participants with the Rights and Obligations of Bankers in Safe Guarding the Bank's Interest.

• Contents:

  a. Financial System and Financial Development of Bangladesh; Constituents of Financial System of Bangladesh;  

  b. Acts: The Banking Companies Act – 1991 (with Amendments); The Contract Act, – 1872; The Partnership Act – 1932; The Companies Act –1994; The Trust Act –1882;  The Bankers' Books of Evidence Act – 1891; The Negotiable Instruments Act – 1881 (with Amendments); The Transfer of Property Act, – 1882 (with Amendments); The Registration Act – 2004; The Stamp Act, – 1899 (with Amendments); The Limitation Act – 1908; The Public Demands Recovery Act –1913 (with Amendments); The Bankruptcy Act, 1997; The Artha Rin Adalat Ain 2003 (with Amendments); Money Laundering Prevention Act – 2012 (with Amendments); Anti-Terrorism Act, – 2009 (with Amendments); Anti-terrorism Rule – 2013; The Foreign Exchange Regulation Act, 1947;

  c. Regulation and Guidelines: Introductory on Asset-Liability Management, Credit Risk, Foreign Exchange Risk, Internal Control and Compliance, Money Laundering and Terrorist Financing, ICT Risk and ICT Security Risk, Small Enterprise Financing, Consumer Financing, Agricultural Financing; Guidelines for Foreign Exchange Transaction; ICRRS for Banks;

  d. Return and Statement for Head Office, Bangladesh Bank and other Regulators: SBS 1, 2, 3; CIB; Loan Classification and Provisioning; Loan Disbursement and Recovery; CTR; STR; CMSME Finance; Agricultural Credit; Sustainable Banking; Foreign Trade and Exchange (E2-P2, O1-A1, S-7, Etc.); Self-Assessment Report;

  e. Legal Aspects of: Agency, Pledge, Bailment, Guarantee and Indemnity, Banker -

  f. Customer Relationship, Opening and Operation of Different Types of Accounts, Charging of Securities, Documentation for Loans and Advances; Legal Aspects Related to Recovery of Credit, Legal Procedures Related to Filing of Suits, g. Ethics in Banking and Regulatory Compliance;   

  g. Changes invited in relevant bank management to address COVID 19 and pandemics.