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Review Workshop on Credit Operations of Banks held in BIBM


Written by Manager

Wednesday 24th April 2019

Press Release
Dhaka,23 April 2019
A day long review workshop was held at the Bangladesh Institute of Bank Management (BIBM) on 23 April 2019, in its auditorium. The Workshop was organized simultaneously at BIBM auditorium in Dhaka and  Bangladesh Bank Chattogram office (through video conferencing). BIBM Director General and Executive Director of Bangladesh Bank delivered welcome address at BIBM campus, Dhaka. Chair Professor of BIBM Dr. Barkat-e-Khuda chaired the program. 
A paper titled " Credit Operations of Banks " was presented in the workshop by Dr. Prashanta Kumar Banerjee, Professor & Director (Admin. & Accounts. and R,D&C) of BIBM. Other members of the review workshop team are Mohammed Sohail Mustafa, Associate Professor, BIBM; Atul Chandra Pandit, Associate Professor, BIBM; Dr. Mosharref Hossain, Assistant Professor, BIBM and Md. Zakir Hossain, Deputy Managing Director, Mercantile Bank Limited.
The study identifies the problem areas as well as success factors in Credit Operations of Banks in Bangladesh. A good number of participant’s senior bank executives, academicians, media representatives, faculty members, officers of BIBM participated in the review workshop. 
Bangladesh Bank (Chattogram office) Executive Director Abu Farah Md. Naser;  BIBM Muzaffer Ahmed Chair professor & Former Dhaka University Economics department professor Dr. Barkat-e-Khuda;  S. A. Chowdhury, Former Managing Director of Sonali Bank Limited; Helal Ahmed Chowdhury, Former Managing Director of Pubali Bank Limited; BIBM Supernumerary Professor Yasin Ali, Md. Obayed Ullah Al Masud spoke among others at the event.
Former Dhaka University economics professor Barkat-e-Khuda said, the credit of the banks are being channeled and centralized in two or three areas, while the rural people are not getting credit. That means inclusive banking has not been happening. He requested policymakers to look into the matter seriously. 
Addressing the discussion, Md Abdur Rahim asked all the banks to be more cautious in issuing loans to their clients.

BIBM supernumerary professor and former Pubali Bank managing director Helal Ahmed Chowdhury said that the risk of loans becoming defaulted would decrease if the loan applications were scrutinised properly before approval.He stressed the need for formation of a taskforce for defaulted loan recovery.

BIBM supernumerary professor Md Yasin Ali said that the majority of the bank directors received anonymous loans from banks and such trend should be stopped.
The volume of defaulted loans would decrease if the trend could be stopped, he said.

Sonali Bank chief executive director and managing director Md Obayed Ullah Al Masud mentioned excessive financing tendency of the banks as a reason for the huge amount of defaulted loans.Anonymous loans would pose a major threat to the country’s banking sector in future, said Masud, adding that non-payment of loans had become a trend in recent times.
He also recommended formation of separate court in Dhaka and Chattagram with adequate number of benches to expedite defaulted loan recovery.

Former Sonali Bank managing director SA Chowdhury said that the banks should keep highest level of cautiousness in granting loans.He also emphasised training of the bankers.
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Members of the Institute

  • Bangladesh Bank
  • Sonali Bank Limited
  • Janata Bank Limited
  • Agrani Bank Limited
  • Rupali Bank Limited
  • Pubali Bank Limited
  • Uttara Bank Limited
  • Bangladesh Krishi Bank
  • Bangladesh Development Bank Limited
  • AB Bank Limited
  • National Bank Limited
  • Eastern Bank Limited
  • United Commercial Bank Limited
  • Islami Bank Bangladesh Limited
  • IFIC Bank Limited
  • Rajshahi Krishi Unnayan Bank
  • Standard Chartered Bank
  • Dutch-Bangla Bank Limited
  • Mercantile Bank Limited
  • ONE Bank Limited
  • Al-Arafah Islami Bank Limited
  • National Credit and Commerce Bank Limited
  • Trust Bank Limited
  • Southeast Bank Limited
  • Social Islami Bank Limited
  • The Hongkong and Shanghai Banking Corporation Limited
  • Standard Bank Limited
  • Export Import Bank of Bangladesh Limited
  • Mutual Trust Bank Limited
  • BASIC Bank Limited
  • Jamuna Bank Limited
  • Bank Asia Limited
  • First Security Islami Bank Limited
  • The City Bank Limited
  • Prime Bank Limited
  • Dhaka Bank Limited
  • Investment Corporation of Bangladesh
  • Bangladesh Commerce Bank Limited
  • BRAC Bank Limited
  • The Premier Bank Limited
  • Shahjalal Islami Bank Limited
  • State Bank of India
  • Habib Bank Limited
  • Commercial Bank of Ceylon PLC
  • Bank Alfalah Limited
  • Citibank, N.A.
  • National Bank of Pakistan
  • South Bangla Agriculture and Commerce  Bank Limited
  • Meghna Bank Limited
  • Woori Bank
  • NRB Commercial Bank Limited
  • Union Bank Limited
  • The Farmers Bank Limited
  • NRB Bank Limited
  • Shimanto Bank Limited
  • Bangladesh House Building Finance Corporation
  • Non Member NBFI
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