Course Details

Rural and Agricultural Financing

  • Title : Rural and Agricultural Financing
  • Course TYPE : Training Course
  • Course No : TC21/2019
  • Duration : 03 working days working days
  • Frequency : 01
  • Time : Sunday 28th of April 2019 - Tuesday 30th of April 2019
  • Nature: Residential
  • Target Group : Senior Officer or equivalent officer and above
  • Methods : Lecture, Group Discussion and Case Study
  • Resource Person: BIBM Faculty and Professionals from Financial and other Institutions
  • Coordination Team :
    1 Abdul Jalil Chowdhury
    2 Dr. Md. Mosharref Hossain
  • Objectives:

    a.    To develop knowledge of the participants about the concept and need for Rural and agricultural Banking
    b.    To learn the importance of Rural and agricultural financing for attaining the goal of Inclusive growth in the context of Bangladesh
    c.    To build up practical skills and strategies in rural and Agricultural financing

  • Contents:

    a.    The Rural Financial market of Bangladesh – concept and need for Agricultural and rural Banking – BB Policies for agricultural Credit- Bangladesh bank’s Refinance against agricultural loan - Nature, Types and Importance of Rural and  agricultural  Banking –Risks in agro-sector Financing. Current practices of Agricultural financing in Bangladesh.

    b.     Techniques of borrower Identification, risk mitigation and formulation of Rural/agro-projects – Financial aspects of Rural /agro projects- Cash flow statement and Income analysis – Agro-loan processing – Investigation – Recommendation – Sanctioning –Documentation –disbursement – Loan monitoring- Recovery – classification of Loan- Provisioning - Rescheduling – Write-off etc.

    c.     Role of BKB, RAKUB, Grameen Bank, BRAC, ASA, PRASHIKA, BRDB and PKSF as Micro Financial Institutions. Micro Credit and Micro Finance- Microcredit and Poverty-Approaches of Microcredit - Group Lending Approach.

    d.    Microfinance Regulations in Bangladesh -Regulatory Requirements and Policy Support for the Development of the Micro Finance Activities- Government Policy and Legal Framework Regarding Micro Finance in Bangladesh, -Microcredit Regulatory Authority Act, 2006.

    e.    Supply Chain System of Agro- products in Bangladesh – Factors causing Price Fluctuations of the agro- products - Agricultural Value chain – Agro Insurance – Challenges and Prospects of Rural and agricultural financing.

BIBM member banks can access to the online nomination form before forty (40) days of the commencement of programs. BIBM member banks can nominate a maximum number of three (03) participants for a Training Course / Training Workshop. Maximum number of participants in each Training Course / Training Workshop is 40. However, if the number of total nominees exceeds the maximum number, a final list of 40 participants will be prepared by the BIBM authority which will be available online five (05) days prior to the commencement of the Training Course / Training Workshop. Information in regard to rejection of any nomination will be communicated to the concerned bank at least three (03) days before the commencement of Training Course / Training Workshop. No participant under the target group/level is allowed for participation in any Training Course / Training Workshop.

All BIBM Training Courses / Training Workshops are residential. Thus, all member banks (except Bangladesh Bank) are required to pay Tk.1500 per day per participant including holiday (if any) as food and hostel charges. For Bangladesh Bank, Tk. 500 per day per participant including holiday (if any) as food and hostel charges. All charges are excluding VAT and Tax.

The pay order / bank draft drawn in favor of BIBM is to be sent at least seven (07) days prior to the commencement of the Training Course / Training Workshop.

Members of the Institute

  • Bangladesh Bank
  • Sonali Bank Limited
  • Janata Bank Limited
  • Agrani Bank Limited
  • Rupali Bank Limited
  • Pubali Bank Limited
  • Uttara Bank Limited
  • Bangladesh Krishi Bank
  • Bangladesh Development Bank Limited
  • AB Bank Limited
  • National Bank Limited
  • Eastern Bank Limited
  • United Commercial Bank Limited
  • Islami Bank Bangladesh Limited
  • IFIC Bank Limited
  • Rajshahi Krishi Unnayan Bank
  • Standard Chartered Bank
  • Dutch-Bangla Bank Limited
  • Mercantile Bank Limited
  • ONE Bank Limited
  • Al-Arafah Islami Bank Limited
  • National Credit and Commerce Bank Limited
  • Trust Bank Limited
  • Southeast Bank Limited
  • Social Islami Bank Limited
  • The Hongkong and Shanghai Banking Corporation Limited
  • Standard Bank Limited
  • Export Import Bank of Bangladesh Limited
  • Mutual Trust Bank Limited
  • BASIC Bank Limited
  • Jamuna Bank Limited
  • Bank Asia Limited
  • First Security Islami Bank Limited
  • The City Bank Limited
  • Prime Bank Limited
  • Dhaka Bank Limited
  • Investment Corporation of Bangladesh
  • Bangladesh Commerce Bank Limited
  • BRAC Bank Limited
  • The Premier Bank Limited
  • Shahjalal Islami Bank Limited
  • State Bank of India
  • Habib Bank Limited
  • Commercial Bank of Ceylon PLC
  • Bank Alfalah Limited
  • Citibank, N.A.
  • National Bank of Pakistan
  • South Bangla Agriculture and Commerce  Bank Limited
  • Meghna Bank Limited
  • Woori Bank
  • NRB Commercial Bank Limited
  • Union Bank Limited
  • The Farmers Bank Limited
  • NRB Bank Limited
  • Shimanto Bank Limited
  • Bangladesh House Building Finance Corporation
  • Non Member NBFI